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1Overview2Agricultural economy & structure3Production, trade & prices4Value chains & market institutions5Climate & sustainability6Agricultural finance7Sustainable finance & green regulation8Policy & legislation9Institutions & programmes▤Statistics (data only)✓Sources & verification
Zambia · Section 9 of 9

Institutions & programmes

This section sets out the roles of the agriculture, livestock, finance and green economy ministries, the Food Reserve Agency and the commodity exchange, the Bank of Zambia and the other financial regulators and lenders, and the World Bank, Green Climate Fund, IFAD, EU, German, AfDB and FAO programmes active in Zambian agriculture.

9.1

Public institutions

Ministry of Agriculture
Leads crop agriculture policy, including planning and monitoring of sector programmes, food security and the promotion of agricultural exports1. Its departments include the Seed Control and Certification Institute, the Zambia Agriculture Research Institute and the Plant Quarantine and Phytosanitary Service1. It co-authored the Second National Agricultural Policy and the CATSP investment plan for 2024-2033 and runs the Farmer Input Support Programme, which uses electronic vouchers in the 2026/27 season234.
www.agriculture.gov.zm
Ministry of Fisheries and Livestock
Established in 2015 for the livestock and fisheries subsectors, with responsibility for veterinary services, livestock identification and traceability, dairy development, tsetse control and fisheries and livestock extension and credit5. Its statutory bodies include the Dairy Industry Development Board and the Veterinary Council of Zambia5. It issued the National Livestock Development Policy in 2020 and the National Fisheries and Aquaculture Policy in 202367.
www.mfl.gov.zm
Ministry of Finance and National Planning
Prepares the national budget and is responsible for economic management, debt management, national visioning and development planning and the coordination of development assistance8. It publishes Vision 2030, the Eighth National Development Plan 2022-2026 and its progress reports, and is preparing the Ninth Plan91011. It owns the National Financial Inclusion Strategy 2024-202812.
www.mofnp.gov.zm
Ministry of Green Economy and Environment
Created in September 2021 to lead the transition to a green economy, with a mandate to promote sustainable use of the environment and support climate change adaptation and mitigation13. Its departments cover forestry, environment management, meteorology and green economy and climate change13. It issued the National Adaptation Plan of 2023 and the National Green Growth Strategy 2024-20301415.
www.mgee.gov.zm
Ministry of Lands and Natural Resources
Administers land registration, land survey, ground rent and the Lands and Deeds Registry through the Zambia Integrated Lands Administration System16. It applies the Lands Act, which vests land in the President and governs the conversion of customary tenure into leasehold17.
www.mlnr.gov.zm
Disaster Management and Mitigation Unit (Office of the Vice-President)
Established under the Disaster Management Act of 2010 to coordinate disaster preparedness, mitigation, relief and recovery, and funded as a separate budget vote1819. The Act as amended in 2026 refers to a National Disaster Risk Management Division in the Office of the Vice-President20.
Zambia Environmental Management Agency (ZEMA)
Independent environmental regulator established by the Environmental Management Act No. 12 of 2011 to protect the environment and control pollution21. It licenses emissions, pesticides and toxic substances and waste and administers environmental impact assessment21.
www.zema.org.zm
Water Resources Management Authority (WARMA)
Established by the Water Resources Management Act of 2011 to manage and allocate water resources, including water for agriculture and irrigation2223. It issues water permits and licences and publishes drought and flood forecasts23.
www.warma.org.zm
Seed Control and Certification Institute (SCCI)
A department of the Ministry of Agriculture responsible for seed control and certification1. Under the Cotton Act of 2025 it approves cotton seed distribution and is consulted on cotton seed production zones24.
Cotton Board of Zambia
Established under the Cotton Act of 2005 to regulate production, ginning and marketing of seed cotton25. The Cotton Act of 2025 continues the Board with functions on seed cotton grading, a Price Consultative Forum and seed production zones26.
9.2

Financial institutions and regulators

Bank of Zambia
Central bank responsible for monetary policy, with a nine-member Monetary Policy Committee working to achieve and maintain price stability2728. It regulates and supervises banks, non-bank financial institutions and credit reporting agencies under the Banking and Financial Services Act and the Credit Reporting Act2930. It is part of the Green Finance Mainstreaming Working Group that issued the Zambia Green Finance Taxonomy31.
www.boz.zm
Pensions and Insurance Authority (PIA)
Regulator of the pensions and insurance industry, licensing insurers, reinsurers, brokers and pension service providers and supervising them on a prudential basis32. It applies the Insurance Act of 2021, which covers microinsurance business33. It is a member of the Green Finance Mainstreaming Working Group31.
www.pia.org.zm
Securities and Exchange Commission (SEC)
Capital markets regulator first established in 1993 and continued by the Securities Act No. 41 of 2016, under which it oversees stock exchanges, brokers, fund managers and issuers3435. It hosts the Zambia Green Finance Taxonomy and green bond guidelines on its green finance page36.
www.seczambia.org.zm
Development Bank of Zambia
State development finance institution established by the Development Bank of Zambia Act of 1972 to assist in the economic development of Zambia37. Its governing Act was last amended in 200537. The Bank of Zambia took possession of the bank on 21 July 2023, and the Bank of Zambia's 2025 Annual Report recorded it as not operational3839.
Citizens Economic Empowerment Commission (CEEC)
Statutory body under the Ministry of Small and Medium Enterprise Development, established by the Citizens Economic Empowerment Act No. 9 of 2006 to promote economic empowerment of marginalised and disadvantaged citizens40. It offers loan products, including a horticulture loan product40.
www.ceec.org.zm
National Savings and Credit Bank (NATSAVE)
Government owned non-bank financial institution established in 1972 under the National Savings and Credit Act, with 38 branches according to its website in October 2026414243. According to its website, it handles the bulk of transactions in the Government's maize and other crop purchasing programmes and in the fertiliser subsidy programme41.
www.natsave.co.zm
Patents and Companies Registration Agency (PACRA)
Administers the Movable Property (Security Interests) Act and operates the online movable property registry used to register security interests in movable assets4445. Agricultural charges under the Agricultural Credits and Warehouse Receipts Act of 2026 are tied to this collateral registry46.
www.pacra.org.zm
9.3

Market institutions

Food Reserve Agency (FRA)
Established in 1995 and continued under the Food Reserve Act No. 6 of 2020, the Agency manages the National Strategic Food Reserve and may buy, import, sell and export designated agricultural commodities47. The Food Reserve Act of 2026, once in force, refocuses the reserve on food relief during emergencies and market shocks48.
www.fra.org.zm
Zambian Commodities Exchange (ZAMACE)
Operates a regulated marketplace for agricultural and non-agricultural commodities and lists registered brokers, certified warehouse operators and partner financial institutions49.
www.zamace.co.zm
Warehouse Licensing Authority
Established by the Agricultural Credits Act of 2010 to certify warehouses and support the issue and negotiation of warehouse receipts50. The Agricultural Credits and Warehouse Receipts Act of 2026 continues the Authority, which licenses warehouse operators and will manage an Electronic Warehouse Receipt System4651.
Zambian Agricultural Marketing Council
A new body established by the Agricultural Marketing Act of 2026 to regulate and support agricultural markets and register persons engaged in agricultural marketing5253. The Act was listed as not yet commenced on 16 October 202653.
9.4

Data and advisory

Zambia Statistics Agency (ZamStats)
Sole designated producer of official statistics, established by the Statistics Act No. 13 of 2018, which re-constituted the Central Statistical Office5455. The Act repealed the Agricultural Statistics Act and requires ZamStats to coordinate the National Statistical System and approve national survey instruments5554.
www.zamstats.gov.zm
Zambia Agriculture Research Institute (ZARI)
Public research institute under the Ministry of Agriculture since 2005, mandated to conduct public good agricultural research in soils, crops and water56. It works through divisions for crop improvement and agronomy, soil and water management, plant protection and farming systems from its base at Mount Makulu, Chilanga56.
www.zari.gov.zm
Indaba Agricultural Policy Research Institute (IAPRI)
Agricultural policy research centre whose activities are applied policy analysis, capacity building and outreach, as described on the Ministry of Agriculture website57.
Agricultural Institute of Zambia
Professional body established by the Agricultural Institute of Zambia Act No. 2 of 2017 to register agricultural professionals and regulate their conduct58. The Act was brought into force by a commencement order in 202358.
9.5

International programmes and credit lines

The World Bank finances a US$300 million programme for agricultural diversification approved in 2022, US$170 million for agribusiness and trade approved in 2023 and US$108 million for irrigated agriculture approved in July 2026596061. The Green Climate Fund finances smallholder resilience and, since March 2026, agricultural insurance, and IFAD supports rural finance through a project approved in December 2024626364. The European Union, Germany, the AfDB and FAO fund smallholder commercialisation, climate-resilient food systems, livestock infrastructure and irrigation65666768.

Programme / facilityFunderPartnerAmountDateFocus
Irrigated and Sustainable Agriculture for Transformation Project (P514111)World Bank (IDA)Ministry of AgricultureUS$108 mApproved 14 Jul 2026, closing 31 Dec 2031Aims to increase access to irrigation, integrate farmers into value chains and strengthen climate resilience, with US$67 million for irrigation development and scale-up, covering public irrigation schemes and results-based financing of farmer-led irrigation, according to the appraisal Project Information Document of May 2026616970.
Zambia Growth Opportunities Program (P178372)World Bank (IDA)Ministry of AgricultureUS$300 mApproved 15 Jul 2022, closing 31 Dec 2026A Program-for-Results operation that promotes agricultural diversification, sustainability and jobs in the agri-food sector59.
Zambia Agribusiness and Trade Project II (P179507)World Bank (IDA)Ministry of Commerce, Trade and IndustryUS$170 mApproved 16 Jun 2023, closing 15 Dec 2028Supports access to markets and finance and firm growth in agribusiness, with a focus on improving access to credit for micro and small agricultural businesses, women and rural youth60.
Transforming Landscapes for Resilience and Development in Zambia II (P507971)World Bank (IDA and trust fund grant)Ministry of Green Economy and EnvironmentUS$127.4 mApproved 23 Sep 2025, closing 18 Dec 2030Builds livelihood resilience and natural resource management in the Miombo ecoregion, where the project documents report deforestation of about 172,000 ha a year as of 202171.
First Zambia Climate and Economic Resilience DPF with Cat-DDO (P507116)World Bank (IDA)Ministry of Finance and National PlanningUS$100 mApproved 18 Dec 2024, closing 31 Dec 2027Budget support for fiscal resilience, private investment and disaster risk management, with a catastrophe deferred drawdown option for liquidity after disasters. A second operation of US$45 million followed on 13 Mar 20267270.
Eastern Province Jurisdictional Sustainable Landscape Program, Emissions Reduction Project (P155827)World Bank (trust fund grant)Ministry of Green Economy and EnvironmentUS$44.0 mApproved 20 May 2024, closing 31 Oct 2030Pays for verified emission reductions from forests, agriculture and other land use in Eastern Province and distributes the payments under a benefit sharing plan73.
Strengthening climate resilience of agricultural livelihoods in Agro-Ecological Regions I and II (FP072)Green Climate Fund (grant), with UNDPSmallholders in Eastern, Lusaka, Muchinga, Southern and Western provincesUS$137 m total (GCF US$32 m)Approved 1 Mar 2018, completion 12 Jul 2027Supports smallholders in Eastern, Lusaka, Muchinga, Southern and Western provinces with climate information, resilient inputs, water management and alternative livelihoods, targeting 3.9 million people6274.
Catalyzing a Climate Risk Protection Shield for Zambian Smallholder Farmers (SAP067)Green Climate Fund (grant)Ministry of Finance and National Planning, One Acre Fund ZambiaUS$30.3 m total (GCF US$25 m)Approved 28 Mar 2026, completion 28 Mar 2031Develops a market-based agricultural insurance sector, a supply chain for indigenous tree seedlings and financed climate-smart input packages for smallholder households, with 937,000 people expected to gain resilience63.
Financial Inclusion for Resilience and Innovation Project (FIRIP)IFADMinistry of Finance and National PlanningUS$49.87 m total (IFAD US$30 m)Approved Dec 2024, in force 17 Mar 2025, completion 31 Mar 2032Improves access to and use of financial services for rural production systems and value chains, targeting 370,110 households. An IFAD grant of US$21.1 million added in November 2025 raised IFAD financing to US$30 million647576.
Enhanced Smallholder Livestock Investment Programme (E-SLIP)IFADMinistry of Fisheries and LivestockUS$46.28 m total (IFAD US$15.09 m)Implementation from 2015, planned end 30 Jun 2027Raises production and productivity of smallholder livestock systems. IFAD's 2026 evaluation notes that a weather index insurance pilot under the programme did not reach meaningful scale7677.
Support to the sustainable commercialisation of Zambia's smallholder farmersEuropean UnionGovernment of Zambia (delegated cooperation)EUR 92 m13 Apr 2018 to 13 Dec 2032Promotes inclusive, market oriented, climate adapted and nutrition sensitive smallholder agriculture to raise productivity, incomes and jobs65.
Sustainable Intensification of Smallholder Farming Systems in Zambia (SIFAZ)European Union, implemented by FAOFAO with national partnersUS$35.2 m1 Aug 2019 to 31 Jan 2027Promotes sustainable and climate smart crop production and land management practices among smallholders78.
ENTERPRISE Zambia 2.0, Boost Agriculture Market Access ProgrammeEuropean Union, implemented by GIZGovernment of ZambiaEUR 27.7 m (plus EUR 28 m challenge fund)4 Nov 2025 to 2 Sep 2030Supports investment in priority agricultural value chains, market access for smallholders and green jobs, complemented by the EUR 28 million ENTERPRISE Zambia Challenge Fund 2.0 running to 203479.
Green Partnership and Investment Programme (Green NEXUS)European Union with Sweden (Sida)Implementing NGOs in the Kafue and Luangwa landscapesEUR 37.45 m (Sida SEK 93.2 m)12 Dec 2022 to 17 Nov 2033Invests in landscape resilience and low-carbon smallholder value chains along the agriculture, forestry, biodiversity, water and climate nexus in the Zambian part of the KAZA conservation area80.
Climate-resilient Agri-Food Systems in ZambiaGermany (BMZ) and European Union, implemented by GIZMinistry of AgricultureEUR 41.7 m (incl. EU EUR 27.7 m)1 Sep 2023 to 31 Dec 2030Supports climate-resilient and diversified smallholder production in a farming system where white maize occupies about 80% of food crops66.
Integrated Water Catchment Management and Landscape Protection (AWARE 2.0)Germany (BMZ) and European Union, implemented by GIZSeveral Zambian agenciesEUR 16.5 m (incl. EU EUR 8 m)1 Nov 2023 to 30 Apr 2028Strengthens integrated management of water catchments under pressure from overuse and climate change, which affects water for farming and food security81.
Climate Change Adaptation in Forest and Agricultural Mosaic LandscapesLeast Developed Countries Fund (GEF), implemented by FAODistrict agencies and local communitiesUS$8.9 m25 Oct 2021 to 31 Dec 2027Increases the resilience of productive landscapes and rural communities through organisational innovation and technology transfer. A second LDCF project of US$8.3 million in Central and Southern provinces started on 15 Jun 202582.
Sustainable Livestock Infrastructure Management Project (SLIMP)African Development FundMinistry of Fisheries and LivestockUA 8.45 m21 Dec 2020 to 31 Dec 2026Finances livestock infrastructure and services for 248 livestock groups with more than 100,000 member households67.
Chiansi Smallholder Outgrower Support Project (COSP)African Development FundMinistry of AgricultureUA 7.83 m8 Dec 2021 to 31 Dec 2028Develops 600 ha of irrigation in Kafue district for 600 smallholder outgrowers linked to a commercial operator68.
WFP Zambia Country Strategic Plan 2023-2028, activity on improved agricultural practicesWorld Food Programme (multi-donor)Smallholders and food value chain actorsUS$11.9 m committed1 Jul 2023 to 30 Jun 2028Promotes climate services, regenerative agriculture practices and new technologies among smallholders to build resilience to climate shocks83.
9.6

National programmes

Programme / facilityFunderPartnerAmountDateFocus
Farmer Input Support Programme (FISP)Government of ZambiaMinistry of AgricultureK9.2 bn (2026 budget)2026 budget presented 26 Sep 2025The 2026 budget allocates K9.2 billion to input support, and the e-voucher system covering 74 districts was to be extended to the remaining 42 districts in 2025/26, and in 2026/27 the e-voucher covers all 116 districts844.
Strategic food reserves (Food Reserve Agency)Government of ZambiaFood Reserve AgencyK2.1 bn (2026 budget)2026 budget presented 26 Sep 2025The 2026 budget allocates K2.1 billion to maintain strategic food reserves, and the Government plans to amend the Food Reserve Act, 2020 and the Agricultural Credits Act, 201084.
Sustainable Agriculture Financing Facility (SAFF)Government of ZambiaZambia Credit Guarantee Scheme and participating lendersK777.3 m lent by Jun 2025Introduced 2023By end-June 2025 the facility had provided loans worth K777.3 million to 8,841 farmers, and the 2026 budget allocates K851.7 million to the Zambia Credit Guarantee Scheme including SAFF resources8485.
Dam construction and irrigation modernisation programmeGovernment of ZambiaGovernment of ZambiaSix dams built since 20222022 to 2026Six dams built since 2022 benefit more than 126,000 people and 221,000 livestock, and the 2026 plan is to construct nine dams, complete seven and maintain 30084.
Citizens Economic Empowerment fundsGovernment of ZambiaGovernment empowerment fundsK588.5 m (2026 budget)2026 budget presented 26 Sep 2025The 2026 budget raises the allocation for empowerment funds to K588.5 million from K391.9 million in 202584.
Food Security Drought Response PlanGovernment of Zambia with humanitarian partnersDisaster Management and Mitigation Unit (Office of the Vice-President)K23.5 bn (US$941 m) over 14 monthsApril 2024Prepared after the national disaster declaration of 29 February 2024 to assist 6.6 million people, including K12.6 billion for immediate food assistance8687. A UN-led flash appeal launched on 7 May 2024 sought US$228 million, of which about 27% was funded by September 20248889.
Stability and Resilience FacilityBank of ZambiaCommercial banks and other lendersK5.0 bnLaunched 30 Dec 2024A refinancing facility for lending to agriculture and to businesses affected by power shortages after the drought, with terms of up to seven years and a lower rate for green loans. K3,528.0 million of principal had been disbursed by the end of 20259039.
Comprehensive Agriculture Transformation Support Programme (CATSP)Government of Zambia and development partnersMinistry of Agriculture and Ministry of Fisheries and LivestockUS$5.7 bn (about K113.8 bn)2024–2033, launched July 2024The second National Agriculture Investment Plan, which frames public investment in crops, livestock and fisheries for ten years and serves as Zambia's vehicle for its CAADP commitments391.

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