Prospera Impact, for people & planetAgFin AtlasAgriculture & agri-finance country profiles
9/9Profile sectionsInstitutions & programmes
1Overview2Agricultural economy & structure3Production, trade & prices4Value chains & market institutions5Climate & sustainability6Agricultural finance7Sustainable finance & green regulation8Policy & legislation9Institutions & programmes▤Statistics (data only)✓Sources & verification
Malawi · Section 9 of 9

Institutions & programmes

This section sets out the roles of the agriculture, finance, lands and environment authorities, the Tobacco Commission, ADMARC, the National Food Reserve Agency and the commodity exchange ACE, the Reserve Bank and other financial institutions, and the World Bank, Green Climate Fund, Adaptation Fund, IFAD, African Risk Capacity and German programmes active in Malawian agriculture.

9.1

Public institutions

Ministry of Agriculture, Irrigation and Water Development
Mandated to promote and accelerate broad-based, sustainable agricultural development policies1. Its departments include Agricultural Research Services, Agricultural Extension Services, Agricultural Planning Services, Crop Development, Animal Health and Livestock Development, Irrigation, Water Development and a Mega Farm Support Department23. It runs the fertiliser input subsidy and carries a Vote 190 budget of K971.4 billion for 2026/2745.
www.agriculture.gov.mw
Department of Agricultural Extension Services
Coordinates the delivery of extension services across the Ministry's technical departments through Agricultural Development Divisions covering all 28 districts6.
www.agriculture.gov.mw/extensionservices
Ministry of Finance, Economic Planning and Decentralization
Formulates economic and fiscal policy and prepares the national budget, including the input subsidy, maize purchases and the agriculture pillar of MIP-178. As the Ministry of Finance and Economic Affairs it issued the National Strategy for Financial Inclusion III in 20249. It publishes the Annual Economic Report, including the results of the state empowerment fund1011.
www.finance.gov.mw
Ministry of Lands
Administers land under the land laws of 2016 and their 2022 amendments, with departments for surveys, lands, physical planning, housing and valuation1213. It launched a Land Information Management System in March 2024 and began devolving functions to local councils in February 202412.
www.lands.gov.mw
Malawi Environment Protection Authority (MEPA)
Established under the Environment Management Act (No. 19 of 2017) as the principal agency for the protection and sustainable management of the environment, with functions including environmental and social impact assessment and climate change1415.
mepa.mw
Department of Disaster Management Affairs
Coordinates disaster response and prepared the National Resilience Strategy 2018–2030 and the April 2024 El Niño response appeal of US$446.7 million1617. The Disaster Risk Management Act of 2023 establishes the office of Commissioner for Disaster Risk Management18.
Tobacco Commission
Established under the Tobacco Industry Act of 2019 to regulate and develop the tobacco industry and register growers, and reports sales on the auction floors1920. Minimum tobacco prices have been set under the Tobacco Industry Act of 2024 since April 20242122. It reported 221 million kg sold for US$542 million in 2025 and announced production ceilings for 2026/272324.
tc.mw
Cotton Council of Malawi
Statutory council under the Cotton Act for the regulation and development of the cotton industry, with agribusiness, research, standards inspection and knowledge divisions2526.
cottoncouncil.mw
Greenbelt Authority
Statutory authority for the designated Greenbelt area under the Greenbelt Authority Act of 2017, in operation since 10 August 20202728. It is a subvented organisation in the 2026/27 budget8.
Malawi Fertilizer Regulatory Authority
Provided for by the Fertilizer Act of 2023 to register fertilizers and regulate their manufacture, blending, distribution and trade29. No commencement notice for the Act was found by October 2026, so its operational status is not confirmed30.
9.2

Financial institutions and regulators

Reserve Bank of Malawi
Central bank established in 1964 and governed by the Reserve Bank of Malawi Act of 2018 (No. 3 of 2019)3132. Its Monetary Policy Committee held the policy rate at 24.0% on 6 August 202633. It issued climate risk guidelines for banks in October 2024 and implements the World Bank's M-THRiVE project3435.
www.rbm.mw
Registrar of Financial Institutions
Established by the Financial Services Act of 2010 within the Reserve Bank, which licenses and supervises banks, insurers, microfinance institutions, financial cooperatives and credit reference bureaus3637. Its annual report gives bank loans to agriculture of K374.5 billion at the end of 202538. It licensed the Agricultural Commodity Exchange for Africa as a commodities exchange in 202039.
www.rbm.mw/FinancialSectorRegulation/About
Malawi Enterprise Development Fund (MEDF, NEEF from 2020 to 2026)
State-owned, non-deposit-taking microfinance institution licensed by the Reserve Bank40. It operated as the National Economic Empowerment Fund (NEEF) from September 2020 and returned to the MEDF name in February 202640. Its gross loan portfolio was MWK 61.2 billion in September 2024 and the fund's website showed MWK 8.9 billion of loans disbursed in 2026/27 and 4,833 clients served (viewed 17 October 2026)1141.
www.medf.mw
Malawi Agricultural and Industrial Investment Corporation (MAIIC)
Licensed development finance institution at the end of 2025, together with the Export Development Fund and NBM Development Bank38. It is to take over the partial credit guarantee of the World Bank's M-THRiVE project after the project ends4243.
Credit reference bureaus (TransUnion and Credit Data CRB)
The two credit reference bureaus licensed under the Credit Reference Bureau Act at the end of 20253844. In 2025 the Registrar ran a campaign with IFC on credit reporting and lending against movable assets38.
9.3

Market institutions

ADMARC Limited
Company 99% owned by the government that buys and sells maize and other crops, with 11 divisions, 240 markets, 9 depots and 400,000 tonnes of storage4546. It was incorporated as a company in 2003 after the repeal of the ADMARC Act, with the government holding 99% of the shares47. It bought 1,122 tonnes of cotton in 2024/25 against a target of 10,000 tonnes48. A new board took office in January 2026, and ADMARC resumed maize purchases in June 20264649.
admarc.co.mw
National Food Reserve Agency (NFRA)
Holds the strategic grain reserve. Its stock was 15,000 tonnes in June 2024 against a minimum threshold of 217,000 tonnes, and in July 2026 it held about 82,000 tonnes carried over, with a purchase target of 108,000 tonnes5049. The 2026/27 budget allocates K60 billion for maize purchases8.
Agricultural Commodity Exchange for Africa (ACE)
Commodity exchange founded in 2006 from an initiative of NASFAM, licensed by the Registrar of Financial Institutions, which runs a warehouse receipt system, auctions and a trade platform39. Its system had 126 certified storage sites with 595,552 tonnes of capacity in 2025, and banks financed K221 billion of receipts over three seasons to 2024/2551.
www.aceafrica.org
TAMA Farmers Trust
Tobacco grower membership organisation that operates grading centres and satellite depots for its members52.
www.tamalawi.com
Malawi Investment and Trade Centre (MITC)
Investment and export promotion agency that issues export certificates and maintains an exporters directory53.
mitc.mw
9.4

Data and advisory

National Statistical Office (NSO)
Government department for official statistics under the Statistics Act of 201354. It publishes national accounts on the 2017 base, the consumer price index, the Integrated Household Surveys and, with the Ministry of Agriculture, the National Census of Agriculture 202555565758.
www.nsomalawi.mw
Department of Agricultural Planning Services
Collects and maintains agricultural statistics, monitors sector programmes and coordinates marketing and food security programmes59. The Ministry's Agricultural Production Estimates Survey gives crop estimates in three rounds each season60.
www.agriculture.gov.mw/planningservices
Department of Agricultural Research Services
Ministry department for agricultural research, which issued the National Seed Policy of April 20186162.
www.agriculture.gov.mw/researchservices
IPC Technical Working Group, Malawi
Leads the Integrated Food Security Phase Classification analyses, which projected 2.61 million people in Phase 3 or above for October 2026 – March 202763.
9.5

International programmes and credit lines

The World Bank finances irrigation in the Shire Valley, with a second phase of US$134 million approved in 2022 and additional financing of US$50 million in September 2026, and export value chains through M-THRiVE, approved in May 2026 for US$56 million646535. Its Agricultural Commercialization Project of US$95 million closed in May 202466. The Green Climate Fund and the Adaptation Fund finance watershed adaptation, early warning and smallholder resilience, and IFAD lends for rural finance and agricultural diversification through FARMSE and TRADE67686970. Project pages of IFAD and the AfDB could not be opened, so their programmes are described from the loan authorisation Acts and the AfDB's insurance payout.

Programme / facilityFunderPartnerAmountDateFocus
Shire Valley Transformation Program Phase 2 (P176575)World Bank (IDA)Ministry of Agriculture, Irrigation and Water DevelopmentUS$134 m, additional financing of US$50 m approved 29 Sep 2026Approved 21 Jun 2022, closing 30 Sep 2028Aims to develop irrigated commercial agriculture and strengthen natural resource management in the Shire Valley within a programme cost of US$285 million64. On 12 June 2026 no area could yet be supplied with gravity-fed irrigation water, against a target of 21,000 hectares by September 2028, while 95.78% of the revised IDA credit had been disbursed71. Additional financing was approved in September 202665.
Shire Valley Transformation Program Phase 1 (P158805)World Bank (IDA and grant)Ministry of Agriculture, Irrigation and Water DevelopmentUS$210 mApproved 18 Oct 2017, closed 31 Dec 2024The first phase of a programme to raise agricultural productivity and commercialisation in the Shire Valley through gravity-fed irrigation and natural resource management72. The completion report rated the outcome unsatisfactory, with no hectares irrigated at closing against a target reduced from 15,500 to 1,700 hectares, and US$220.19 million disbursed73.
Malawi Agricultural Commercialization Project (AGCOM, P158434)World Bank (IDA)Ministry of Agriculture, Ministry of Finance, Ministry of TradeUS$95 mApproved 23 May 2017, closed 31 May 2024Aimed to increase the commercialisation of selected agricultural value chain products and to provide crisis response66. Parliament authorised the IDA credit of SDR 70.1 million in January 201874.
Transforming High-potential Resilient Value Chains (M-THRiVE, P508803)World Bank (IDA credit and grant)Reserve Bank of MalawiUS$56 m (IDA US$50 m, grant US$6 m)Approved 6 May 2026, closing 30 Apr 2031Supports export firms and productive small and medium enterprises through an export readiness programme and financing and de-risking delivered through an apex institution and participating lenders, within a project cost of US$267.5 million35. It includes a portfolio partial credit guarantee with 50% risk sharing for exporters, to be continued by MAIIC42.
Financial Inclusion and Entrepreneurship Scaling Project (FInES, P168577)World Bank (IDA)Ministry of Industry and Trade, Reserve Bank of MalawiUS$86 mApproved 25 Aug 2020, closed 31 Mar 2026Provided credit lines, de-risking instruments including a partial credit guarantee and financial infrastructure for micro, small and medium enterprises7576. Part of the state empowerment fund's lending in 2022 was financed by a FInES loan77.
Food Systems Resilience Program for Eastern and Southern Africa, Phase 3 (P177816)World Bank (IDA and grant, regional)Ministry of Agriculture, with Kenya, Somalia, Comoros and the African Union CommissionUS$776.6 m for all participants, plus US$61 m additional financing (P181652, approved 29 Jan 2025)Approved 31 May 2023, closing 31 Aug 2029Aims to increase the resilience of food systems and preparedness for food insecurity in participating countries78. Malawi's own allocation is not given in the project record.
Social Support for Resilient Livelihoods Project (P169198)World Bank (IDA and grant)National Local Government Finance CommitteeUS$329.5 m, plus additional financing of US$187.5 m and US$160.56 mApproved 10 Dec 2019, additional financing 2022, closing 31 Dec 2027Aims to improve resilience among poor and vulnerable households and strengthen the national safety net platform79. A follow-on operation of US$165.9 million was approved on 15 September 202680.
Growth and Resilience Development Policy Operation with Cat DDO (P175072)World Bank (IDA)Ministry of FinanceUS$80 m plus US$57 m catastrophe deferred drawdown optionApproved 12 Dec 2023Budget support for fiscal sustainability, private sector-led growth and resilience, with a contingent credit line for disasters that was shown as fully disbursed in June 20258182.
Malawi Watershed Services Improvement Project (P167860)World Bank (IDA)Ministry of Water and SanitationUS$157 mApproved 19 Jun 2020, closed 31 Jul 2026Aimed to increase the adoption of sustainable landscape management practices and improve watershed services83.
Ecosystems-based Adaptation for Resilient Watersheds and Communities (FP238)Green Climate FundFAOUS$42.8 m GCF grant (US$53.2 m in total)Approved 18 Jul 2024, completion 2030Covers about 267,500 hectares of watersheds in 11 districts and supports the National Climate Change Fund. 27% of the grant had been disbursed in October 202667.
Modernized Climate Information and Early Warning Systems (FP002)Green Climate FundUNDPUS$12.3 m GCF grant (US$16.3 m in total)Approved 5 Nov 2015, estimated completion June 2024, listed as under implementation in October 2026Scaled up modernised climate information and early warning systems and anticipated 2.1 million people with increased resilience. The grant was fully disbursed84.
Smallholder Climate Resilience Project (SCRP)Adaptation FundIFAD with the Ministry of Agriculture, Irrigation and Water DevelopmentUS$20 mApproved 10 Apr 2026, seven yearsAn agriculture project approved by the Adaptation Fund for smallholder resilience68. The Fund also financed a WFP project of US$9.99 million on integrated risk management and market opportunities for food security, approved in October 2019 with a revised completion date of 15 October 202585.
Financial Access for Rural Markets, Smallholders and Enterprise (FARMSE)IFAD (loan)Ministry of FinanceUS$21 m loan authorisedLoan Act published 11 May 2018Parliament authorised an IFAD loan of US$21 million for the programme69. FARMSE financed the preparation of the National Strategy for Financial Inclusion III9.
Transforming Agriculture through Diversification and Entrepreneurship (TRADE)IFAD and OPEC Fund (loans)Ministry of FinanceSDR 37.05 m (IFAD) and US$20 m (OPEC Fund)IFAD agreement 20 Dec 2019, ratified by Act No. 2 of 2020Parliament ratified the IFAD loan and authorised the OPEC Fund loan for the programme7086.
African Risk Capacity sovereign drought insuranceGovernment of Malawi premiums, with donor premium support and AfDBMinistry of Finance, Department of Disaster Management AffairsPayouts of US$14.2 m (2022), US$11.2 m (2024) and US$3.38 m (2025)Payouts since 2016Parametric drought cover that paid about US$8.1 million for the 2015/16 season, announced in November 2016 and received in 2017, US$14.2 million in June 2022, US$11.2 million with the AfDB in August 2024 and US$3,376,783 for the 2024/25 season in July 20258788899091.
More Income and Employment in Rural AreasGermany (BMZ, GIZ)Ministry of IndustryEUR 7.0 m8 Nov 2024 – 31 Jan 2028Technical cooperation on rural incomes and employment in selected value chains92. A KfW-financed Green Economic Transition Facility with UNDP disbursed EUR 6.0 million for green business investments in 2023–202593.
Malawi Resilience and Disaster Risk Management Project (P161392)World Bank (IDA)Ministry of Finance and line ministriesUS$104 m, plus US$80 m additional financingApproved 8 Nov 2016, additional financing 24 Mar 2020, closed 31 Jan 2025Supported the recovery of livelihoods and infrastructure in areas affected by floods and drought and strengthened the capacity for flood and drought risk management9495. Parliament authorised the additional IDA financing in 202096.
Disaster Risk Management Development Policy Financing with Cat DDO (P165056)World Bank (IDA)Ministry of FinanceUS$70 mApproved 6 Jun 2019, closed 21 Jun 2022Aimed to strengthen institutional and financial capacity for disaster and climate risk management97. US$40 million was released in June 2019 after Cyclone Idai, and the US$30 million catastrophe drawdown option was drawn on 10 April 202098.
Regional Climate Resilience Program for Eastern and Southern Africa 2 (P181308)World Bank (IDA)Ministry of Finance and the African Union CommissionUS$250 mApproved 21 Dec 2023, closing 29 Dec 2028Aims to improve resilience to water-related climate shocks in Malawi, within a project cost of US$260 million99.
Second Agriculture Sector Wide Approach Support Project (P164445)Multi-donor trust fund administered by the World Bank (grant)Ministry of AgricultureUS$55 m, plus US$14.8 m additional financingApproved 7 Apr 2018, closed 30 Jun 2023Aimed to improve the productivity and market access of smallholders for selected commodities100.
9.6

National programmes

Programme / facilityFunderPartnerAmountDateFocus
Fertilizer Input Subsidy Program (Affordable Inputs Programme to 2024/25)Government of MalawiMinistry of Agriculture, Irrigation and Water DevelopmentK111.45 bn approved for 2026/27 (about US$63.8 m)Annual, AIP from 2020/21The input subsidy line funds fertiliser payments, maize seed, livestock and logistics, with K102.0 billion for fertiliser in the approved 2026/27 budget101. It reached 1,270,808 beneficiaries in 2024/25 and targets one million in 2026/27102. The 2025/26 line was approved at K111.45 billion and revised to K196.5 billion101.
Mega Farms and Anchor Farms DevelopmentGovernment of MalawiMinistry of Agriculture, Mega Farm Support DepartmentK44.7 bn estimate for 2026/27Budget line since 2023/24A budget sub-programme that supports mega farms, while the Ministry's department registers mega farmers and links them to finance and markets4103. The 2025/26 allocation of K6.50 billion was revised to K0.34 billion4.
Strategic grain reserve purchasesGovernment of MalawiNational Food Reserve Agency and ADMARCK60 bn approved for maize purchases in 2026/27AnnualThe budget line for maize purchases rose from K22 billion in 2024/25 to K60 billion approved for 2025/26, revised to K84 billion, and K60 billion for 2026/27101. In 2026 the National Food Reserve Agency bought maize at the minimum price of K900 per kg, and ADMARC resumed maize purchases in June 202649.
National El Niño ResponseGovernment of Malawi with humanitarian partnersDepartment of Disaster Management AffairsUS$446.7 m requirement (MK782.2 bn)April 2024The response appeal followed the state of disaster declared on 23 March 2024 in 23 of 28 districts and required US$158.6 million for agriculture and US$197.9 million for food security, with a funding gap of US$425.1 million at publication17. A UN Flash Appeal of US$136.5 million followed in July 2024104.
Climate Change FundGovernment of Malawi and climate fundsEnvironment Management Fund, Ministry of Natural ResourcesNot statedRegulations of 12 Dec 2018A special fund for adaptation, mitigation, capacity building and research created by regulations under the Environment Management Act105. The Ministry of Natural Resources, through its Environmental Affairs Department, led the preparation of NDC 3.0106. The Fund was not yet operational in September 2025 and is supported by the GCF project FP23810767.

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  94. Malawi Resilience and Disaster Risk Management Project P161392 (API JSON) — World Bankverified
  95. Additional Financing to MRDRM P171877 (API JSON) — World Bankverified
  96. IDA (Additional Financing for Malawi Resilience and Disaster Risk Management Project) Loan (Authorization and Ratification) Act, 2020, Act No. 12 of 2020 (PDF) — Government of Malawi (Laws.Africa Commons copy)verified
  97. Disaster Risk Management DPF with Cat DDO P165056 (API JSON) — World Bankverified
  98. Implementation Completion and Results Report, Disaster Risk Management Development Policy Financing with Cat DDO (P165056), 8 June 2023 (PDF) — World Bankverified
  99. Regional Climate Resilience Program for Eastern and Southern Africa 2 (RCRP2) P181308 (API JSON) — World Bankverified
  100. Second Agriculture Sector Wide Approach Support Project P164445 (API JSON) — World Bankverified
  101. Budget Document No. 3, Approved 2026/27 Financial Statement (PDF) — Ministry of Finance, Economic Planning and Decentralization, Malawiverified
  102. Budget Document No. 5, 2026/27 Approved Programme Based Budget, Central Ministries, Vote 190 Ministry of Agriculture, Irrigation and Water Development (PDF) — Ministry of Finance, Economic Planning and Decentralization, Malawiverified
  103. Mega Farm Support Department (HTML) — Ministry of Agriculture, Malawiverified
  104. Press release, The United Nations and Humanitarian Partners appeal for US$136.5 million to assist people affected by El Niño-induced drought in Malawi, 24 July 2024 (PDF) — United Nations Malawi, Resident Coordinator's Officeverified
  105. Government Notice No. 87 of 2018 – Environment Management (Climate Change Fund) Regulations, 2018 (PDF) — Government of Malawi (Gazettes.Africa copy)verified
  106. Malawi's Third Nationally Determined Contribution (NDC 3.0), final version dated 17 June 2026 (PDF copy on Climate Policy Radar) — Government of Malawiverified
  107. Malawi's First Biennial Transparency Report and Fourth National Communication to the UNFCCC, September 2025 (PDF copy on Climate Policy Radar) — Government of Malawi, Ministry of Natural Resources and Climate Change, Environmental Affairs Departmentverified
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